Loan Review
Ardmore Banking Advisors provides banks and financial institutions with an outsourced loan review service. Ardmore Banking Advisors is redefining industry performance standards in the loan review area.
The ABA loan review team assigned to your bank delivers high quality reporting, accurate risk ratings, and insightful recommendations for risk management policy and procedure enhancements based on industry best practices that directly benefit your credit team and the shareholders of the bank. This RealValue™ Loan Review service is unmatched in the industry. Click here to learn more about RealValue™ Loan Review.
An Ardmore Banking Advisor Partner is personally responsible for leading each examination team. The team assigned to your review includes people with extensive bank and/or regulatory experience. Their backgrounds include being Bank CEO's, Bank Credit Policy Officers, Bank Senior Credit Officers, and/or Examiners-in-charge for the OCC. Many of the members of the ABA team have been working together for over 15 years and bring a tremendous level of insight and consistency into your loan review.
Periodic on-site reviews, ranging from monthly to annually, are conducted and reports are provided to bank management and the board of directors
Such evaluations would include the following:
• Evaluation of loan loss reserves (ALLL)
• Evaluation of credit administration
• Evaluation of lending process
Benefits of working with ABA:
• Experience level of ABA professionals
• Value added recommendations and solutions we offer
• Industry knowledge and relationships with banks and regulators
• Stability of ABA and ABA Staff and breadth of knowledge