CreditInsight™

Now more than ever having access to information to support your credit decisions is critical to your bank’s success. CreditInsight™ is an easy to use, efficient, systematic tool designed to deliver on demand critical information you need to make informed credit decisions and meaningful credit portfolio analysis. CreditInsight™ creates meaningful ad hoc analysis at your desktop based on your bank's organization, ratings, products, and other relevant codes and hierarchies. You quickly drill down through current data getting to information you need, when you need it.

 The solution includes:

  • Monthly and/or weekly extracts of useful credit data from your accounting and lending systems
  • A credit specific data mart (small data warehouse) that becomes the validated, historical central source for all credit portfolio data analysis and reporting
  • A desktop (and/or web based) application that allows the business person to quickly see important trends and concentrations within their portfolios, and then "drill down" into specific areas of interest (from products down to a lender then to delinquency buckets for example).
  • Monthly and/or weekly standard reports for detailed line item regular reporting

 Benefits of using CreditInsight™ at your Bank:

  • Know BEFORE an issue becomes critical to your Management, Board or Regulators
  • Be PROACTIVE to changes in the market and changes within your portfolio
  • Be completely confident that your credit and risk information is ACCURATE and VALIDATED
  • Address key components of regulations like SARBANES-OXLEY 404 and Basel II with sophisticated data control and management tools
  • Reduce expensive resources dedicated each month-end to gathering and "crunching" credit data from disparate data sources
  • CreditInsight™ is the only solution with a 90 day implementation

» View flash presentation on CreditInsight™
» Download an information sheet on CreditInsight™
» Banks of all sizes benefit from applying credit technology, see how different senior executives benefit from CreditInsight™

» Speak with an Ardmore Banking Advisors Associate today.