Credit Risk Consulting Experts

The Credit Risk Technology Experts at Ardmore Banking Advisors are leaders in the banking industry and have extensive experience in identifying and evaluating risk and recommending solutions to mitigate risk in organizations of all stages of development. Each member of the team is accessible to clients and available to work directly on client projects, should the project require their unique set of skills.


» T. Alexander Spratt - Founder, President and CEO
» Tom Stitchberry - Senior Consultant
» Frank R. Maloney - Senior Consultant for Risk Management
» Alick Foote - Director of Client Services