Credit Data Portfolio Coding & Data Discovery

In today’s credit and lending environment, timely and more accurate information and reporting is a requirement. Banks of all sizes are looking for cost effective ways to improve their portfolio reporting and analytics as well as responses to audit and examination requests for portfolio information.

Whether your bank is looking to simply apply best practices in loan coding, or looking to create specifications for a new, enhanced credit portfolio management solution, Ardmore Banking Advisors credit data experts can save you time and expense.

ABA's Credit experts will gather and identify opportunities to improve your bank specific credit and risk data portfolio management capabilities. We interview your staff, review your capabilities and compare your loan data coding and processes to industry best practices to document credit portfolio management solutions to meet your bank's specific needs.  ABA's experienced analysts and data management experts assist your bank in finding ways to cost effectively integrate your customer and lending data enabling you to achieve proactive portfolio analytics, trending, modeling and reporting.  Our focus is to leverage the capabilites, technologies and processes already in place at the bank to minimize time and bank resources required and their associated expense.

Using our unique depth of experience in credit portfolio management, loan coding best practices and banking core system data processing, ABA rapidly translates your business needs into working specifications for enhanced portfolio management capabilities.

CRE Data Management Best Practices
ABA can provide your bank with a detailed CRE Guidance Response Road Map which includes:

  • Key data and capability gaps based on your institution’s strategy, readiness and requirements around the CRE Guidance
  • Recommended prioritization and road map for efforts around data gathering and CRE information maintenance
  • An assessment of available tools and systems to support and maintain the on-going effort including a high level project and resource plan for moving forward
  • A Stress Testing program and review for Income Producing CRE loans and Construction projects

» Speak with an Ardmore Banking Advisors Associate today.