CREAssist™ Services

The results of a well designed CRE portfolio stress testing program offer useful predictivecredit information about potential relative risk in CRE concentration segments or the CRE portfolio as a whole. This information is typically directional and should be a part of a bank’s over all credit/risk assessment process. Ardmore can help you make sense of theresults and prepare information for your management and board.

Specific Services Include:  

  1. CRE Portfolio analysis based on concentration reporting 
  2. Portfolio CRE loan coding standards review
  3. Selection of CRE portfolio segments to stress test
  4. Creation of relevant stress scenarios/parameters
  5. Gathering of additional financial data items for segments to be tested
  6. Creation of data file(s) for import into CREInsight
  7. Preliminary execution of CRE portfolio stress testing, review and refinement
  8. Analysis of results
  9. Creation of results and report for management

CREAssist™ services, our credit risk professionals with years of real estate banking expertise can help you meet the CRE risk management challenge, and answer your questions quickly and completely. Through our CRE portfolio stress testing service, we analyze your CRE portfolio and deliver a tailored stress testing process that identifies, measures, monitors and helps you mitigate potential CRE risk exposures. This custom process is based on testing the ability of your CRE portfolio to withstand market changes within identified concentrations. The process helps you demonstrate proactive CRE risk control for your management, board and regulators.

Contact us for more information about CREAssist™ and how it can be a cost effective solution for your bank.